Aon Expat Insurance Package

Aon ICare & Aon ICare Plus

Aon ICare & Aon ICare Plus are compliant, global private international health care insurances which are underwritten by Allianz Care. Allianz Care is not only the underwriter of our product, but also takes care of our claims handling and policy issuing processes.

Thanks to this unique cooperation you benefit from the extensive administrative service opportunities that Allianz Care has to offer. Aon will be the designated contact for you.

ICare and ICare Plus

The insurance comes in two variants: the Aon ICare and Aon ICare Plus. Aon ICare & Aon ICare Plus cover essential benefits for your stay abroad ? Aon ICare Plus provides a more comprehensive cover.

Please find an overview of the two covers:

Full refund for

  • Physician/therapist fees
  • Diagnostic tests
  • Intensive care
  • Surgical fees
  • Local ambulance
  • Medical Repatriation

Extended cover for

  • Repatriation of Mortal Remains (unlimited)
  • Physiotherapy / Chiropractic treatment

Optional Dental Cover

€ 2.500

Including Orthodontics/Prosthesis treatment

Extra benefits

  • Hospitalization in private room
  • Health & Wellbeing checks
  • Maternity Care
  • Medical aids
  • Vaccinations

Full refund for

  • Physician/therapist fees
  • Diagnostic tests
  • Intensive care
  • Surgical fees
  • Local ambulance
  • Medical Repatriation

Limited cover for

  • Repatriation of Mortal Remains (€ 10.000)
  • Physiotherapy / Chiropractic treatment

Optional Dental Cover

€ 300 / € 1.000

No cover for Orthodontics/Prosthesis treatment

Not covered

  • Hospitalization in private room
  • Health & Wellbeing checks
  • Maternity Care
  • Medical aids
  • Vaccinations

Emergency centre

The Aon emergency centre offers 24 hour assistance with repatriation or evacuation and deploys its own flying ambulances if necessary. If you fall victim to an ailment that cannot be treated in the country where you are staying, the repatriation and evacuation coverage covers the flight costs to another country. But the costs for return to your country of origin are also covered in the event you need to give birth.

Key advantages

Thanks to the cooperation with Allianz Care, we are able to offer the following major advantages:

Compliant

With Allianz as the risk bearer, Aon ICare & Aon ICare Plus meets all local statutory laws and regulations that are currently in place.
Allianz Care has global partnerships with approved local insurers and with other Allianz companies such as Allianz Bulgaria, ABV (Germany), Allianz Switzerland, Allianz China Life, RAS (Italy), Allianz Seguros and Allianz Global Corporate & Specialty (AGCS). In addition to the above networks, this cooperation enables us to use the services of the Allianz Group partnerships in the Middle East through the Arab Orient Insurance Company and in Africa through the African Insurance Company (Libya). The expansion of our network through the cooperation between Aon Hewitt and Allianz Care enables us to coordinate local arrangements around the world such as in Eastern Europe, China, Singapore, Mexico, the Middle East and Africa. Furthermore, Allianz in North America works in close cooperation with Olympus.
In short, Aon ICare & Aon ICare Plus are fully compliant and, whenever necessary, we can respond to any future changes to the laws and regulations.

Provider Network

Allianz Care is located in more than 170 countries. Their worldwide provider network offer Aon ICare & Aon ICare Plus policyholders direct access to more than 560,000 doctors and 5,000 hospitals. In addition, Allianz Care has contracted more than 7,100 individual doctors in more than 180 countries and territories in order to further improve access to care for all our policyholders. Allianz has dedicated provider networks in Europe, Asia and the United States of America. You can use their Online Hospital, Doctor and Health Practitioner Finder to search for providers worldwide. However, you are not restricted to using providers from this directory.

Administration

Allianz Care offers our policyholders full support in 6 different languages (English, French, German, Italian, Portuguese and Spanish). Their Helpline, website and the main policy documents are fully available in all six languages. The Aon ICare & Aon ICare Plus policies are sent within 5 working days after registration.

Helpline

Allianz Care offers our policyholders helpline services 24 hours a day, 365 days a year in the six most important languages (English, French, German, Portuguese, Spanish and Italian). In addition, Dutch is spoken during European office hours.
This support enables us to serve all our internationally mobile employees regardless of their location.

Claims processing

Our cooperation enables us to process claims submitted in any required language. Claim Forms and Guarantee Forms are available in six important languages (English, French, German, Italian, Portuguese and Spanish). Our policyholders will have the opportunity to submit claims online through a personal Internet page or by fax or e-mail. Our policyholders will be able to obtain useful information through the personal Internet page regarding the status of their claims. Fully completed claims forms are processed within 48 hours after receipt.
By bringing together two strong international parties, we can offer you a comprehensive and very competitive product that is ready for the future.

More information

Service & Product information