Aon is specialized in providing international health insurance for employees and their dependants, wherever they are in the world.
Aon has, due to a dedicated relationship with our underwriters a range of localized services and business partnerships in place specifically to support our clients:
Aon International People Mobility understands the needs of our clients. You and your family can depend on us to give you access to the best international healthcare possible. As specialists in health insurance, we can provide you with a service that is fast, flexible and totally reliable.
Aon offers various types of health insurance as part of the Expat Insurance Package, to fit your personal situation. The type of insurance depends on the terms and conditions of your international assignment.
Our core plan (ICare) is designed to cover you for medical costs associated with in-patient, out-patient benefits along with rehabilitation treatment, nursing at home and medical evacuation. Optional add-on's to our core plan ICare are dental and comfort. Our ICare core plan offers you the type of health care insurance based on your personal situation.
International mobile employees who are employed to countries with which the home country has concluded a bilateral social security treaty, there is a statutory continuation of the social security regime, including health insurance. In principle this applies towards the international mobile employee him or herself, and also to the family members.
Next to the above regulations there are also countries in the world where international mobile employees are obliged to take out a local policy or where the insurance company must collaborate with a local partner to have the ability to issue a local policy.
We are proficient at designing and providing cover on a supplementary basis to top-up cover provided by social security systems in various countries worldwide. These supplementary/top-up solutions are needed on top of the mandatory basic health insurance coverage in order to have the same insurance coverage as members with full insurance.
We work with various companies to provide additional or alternative insurance when local compliancy is necessary. Where we do not have local healthcare representation we have partnership arrangements to support multi-national requirements in order to be able to provide compliant top-up solutions.
As a secondable civil servant or expat with an A1 statement, you are obliged to the Basic healthcare insurance in the Netherlands. Aon offers you the IAK Basic Healthcare Insurance in combination with an AGHS Top up Plan. This insurance consists of the required basic health insurance and the international insurance AGHS Top up Plan with worldwide cover which is carried out by Allianz Worldwide Care. The Basic Healthcare Insurance offers limited coverage abroad (up to a maximum of the Dutch rates for the same care). That is why you need the AGHS Top up Plan insurance. Both insurances will exchange date if necessary. The combination of both plans ensures that you will have the same insurance coverage as members with full insurance.
You can determine online what insurance is best for you.